On Monday, August 10, 2020, Governor Carney announced the reopening of the Delaware Housing Assistance Program (DE HAP), which provides financial assistance for renters affected by COVID-19, and announced that emergency mortgage assistance is now available for homeowners who have missed payments due to the pandemic.
DE HAP provides financial assistance to renters affected by shutdowns, closures, layoffs, reduced work hours, or unpaid leave due to the COVID-19 health crisis. Under the revised program guidelines, eligible households can now receive up to $5,000 in assistance, with payments made directly to the property owner. The program was first launched in March and temporarily paused in late April due to overwhelming response and to allow Delaware State Housing Authority (DSHA) to review federal funding opportunities provided by the CARES Act. With the relaunch of DE HAP, applications must now be submitted by landlords or property owners on behalf of tenants through a newly created application portal on DSHA’s website (see link below). DSHA’s website provides a step-by-step tutorial video and Frequently Asked Questions for landlords submitting applications to DE HAP.
DSHA is also providing emergency housing assistance to homeowners affected by the COVID-19 pandemic through the organization’s existing Delaware Emergency Mortgage Assistance Program (DEMAP). The program will assist homeowners who are at risk of losing their homes to foreclosure because of a pandemic-related job loss, reduced work hours or unpaid leave. Eligible homeowners can apply for up to $5,000 per household, paid directly to the mortgage servicer (see link below).